City vs city
Bay Harbor Islands vs North Miami Beach, FL
Bay Harbor Islands and North Miami Beach are tied on overall score, with the biggest factor difference in storm surge.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bay Harbor Islands: 56/100 · North Miami Beach: 56/100
No gap.
Flood
Bay Harbor Islands: 58/100 · North Miami Beach: 64/100
North Miami Beach is 6 points higher.
Bay Harbor Islands: FEMA NFHL flood zones: 21 features intersect this tile.
North Miami Beach: FEMA NFHL flood zones: 26 features intersect this tile.
Wind
Bay Harbor Islands: 73/100 · North Miami Beach: 72/100
Bay Harbor Islands is 1 points higher.
Bay Harbor Islands: Wind exposure derived from ingested design wind / climatology tiles.
North Miami Beach: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bay Harbor Islands: 71/100 · North Miami Beach: 77/100
North Miami Beach is 6 points higher.
Bay Harbor Islands: Lightning exposure derived from ingested climatology tiles.
North Miami Beach: Lightning exposure derived from ingested climatology tiles.
Tornado
Bay Harbor Islands: 50/100 · North Miami Beach: 77/100
North Miami Beach is 27 points higher.
Bay Harbor Islands: Tornado risk derived from NOAA SPC historical reports.
North Miami Beach: Tornado risk derived from NOAA SPC historical reports.
Hail
Bay Harbor Islands: 54/100 · North Miami Beach: 41/100
Bay Harbor Islands is 13 points higher.
Bay Harbor Islands: Hail risk derived from NOAA SPC historical reports.
North Miami Beach: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bay Harbor Islands: 83/100 · North Miami Beach: 53/100
Bay Harbor Islands is 30 points higher.
Bay Harbor Islands: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
North Miami Beach: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Bay Harbor Islands: 44/100 · North Miami Beach: 48/100
North Miami Beach is 4 points higher.
Bay Harbor Islands: Wildfire exposure derived from ingested fire potential tiles.
North Miami Beach: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Bay Harbor Islands: 16/100 · North Miami Beach: 14/100
Bay Harbor Islands is 2 points higher.
Bay Harbor Islands: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
North Miami Beach: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.