City vs city
Spanish Fort vs Tuscaloosa, AL
Tuscaloosa currently scores 4 points higher overall than Spanish Fort, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Spanish Fort: 49/100 · Tuscaloosa: 53/100
Tuscaloosa is 4 points higher.
Flood
Spanish Fort: 35/100 · Tuscaloosa: 50/100
Tuscaloosa is 15 points higher.
Spanish Fort: FEMA NFHL flood zones: 3 features intersect this tile.
Tuscaloosa: FEMA NFHL flood zones: 16 features intersect this tile.
Wind
Spanish Fort: 56/100 · Tuscaloosa: 18/100
Spanish Fort is 38 points higher.
Spanish Fort: Wind exposure derived from ingested design wind / climatology tiles.
Tuscaloosa: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Spanish Fort: 87/100 · Tuscaloosa: 70/100
Spanish Fort is 17 points higher.
Spanish Fort: Lightning exposure derived from ingested climatology tiles.
Tuscaloosa: Lightning exposure derived from ingested climatology tiles.
Tornado
Spanish Fort: 8/100 · Tuscaloosa: 46/100
Tuscaloosa is 38 points higher.
Spanish Fort: Tornado risk derived from NOAA SPC historical reports.
Tuscaloosa: Tornado risk derived from NOAA SPC historical reports.
Hail
Spanish Fort: 15/100 · Tuscaloosa: 100/100
Tuscaloosa is 85 points higher.
Spanish Fort: Hail risk derived from NOAA SPC historical reports.
Tuscaloosa: Hail risk derived from NOAA SPC historical reports.
Storm surge
Spanish Fort: 99/100 · Tuscaloosa: Unavailable
A score difference cannot be calculated without both sources.
Spanish Fort: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Tuscaloosa: Storm surge model is not available for this location yet.
Wildfire
Spanish Fort: 68/100 · Tuscaloosa: 58/100
Spanish Fort is 10 points higher.
Spanish Fort: Wildfire exposure derived from ingested fire potential tiles.
Tuscaloosa: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Spanish Fort: 25/100 · Tuscaloosa: 26/100
Tuscaloosa is 1 points higher.
Spanish Fort: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Tuscaloosa: Air quality signal derived from the latest EPA AirNow combined AQI grid.