City vs city
Montgomery vs Spanish Fort, AL
Montgomery currently scores 10 points higher overall than Spanish Fort, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Montgomery: 59/100 · Spanish Fort: 49/100
Montgomery is 10 points higher.
Flood
Montgomery: 38/100 · Spanish Fort: 35/100
Montgomery is 3 points higher.
Montgomery: FEMA NFHL flood zones: 9 features intersect this tile.
Spanish Fort: FEMA NFHL flood zones: 3 features intersect this tile.
Wind
Montgomery: 21/100 · Spanish Fort: 56/100
Spanish Fort is 35 points higher.
Montgomery: Wind exposure derived from ingested design wind / climatology tiles.
Spanish Fort: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Montgomery: 73/100 · Spanish Fort: 87/100
Spanish Fort is 14 points higher.
Montgomery: Lightning exposure derived from ingested climatology tiles.
Spanish Fort: Lightning exposure derived from ingested climatology tiles.
Tornado
Montgomery: 92/100 · Spanish Fort: 8/100
Montgomery is 84 points higher.
Montgomery: Tornado risk derived from NOAA SPC historical reports.
Spanish Fort: Tornado risk derived from NOAA SPC historical reports.
Hail
Montgomery: 100/100 · Spanish Fort: 15/100
Montgomery is 85 points higher.
Montgomery: Hail risk derived from NOAA SPC historical reports.
Spanish Fort: Hail risk derived from NOAA SPC historical reports.
Storm surge
Montgomery: Unavailable · Spanish Fort: 99/100
A score difference cannot be calculated without both sources.
Montgomery: Storm surge model is not available for this location yet.
Spanish Fort: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Montgomery: 61/100 · Spanish Fort: 68/100
Spanish Fort is 7 points higher.
Montgomery: Wildfire exposure derived from ingested fire potential tiles.
Spanish Fort: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Montgomery: 28/100 · Spanish Fort: 25/100
Montgomery is 3 points higher.
Montgomery: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Spanish Fort: Air quality signal derived from the latest EPA AirNow combined AQI grid.