City vs city
Hoover vs Spanish Fort, AL
Spanish Fort currently scores 4 points higher overall than Hoover, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Hoover: 45/100 · Spanish Fort: 49/100
Spanish Fort is 4 points higher.
Flood
Hoover: 38/100 · Spanish Fort: 35/100
Hoover is 3 points higher.
Hoover: FEMA NFHL flood zones: 12 features intersect this tile.
Spanish Fort: FEMA NFHL flood zones: 3 features intersect this tile.
Wind
Hoover: 17/100 · Spanish Fort: 56/100
Spanish Fort is 39 points higher.
Hoover: Wind exposure derived from ingested design wind / climatology tiles.
Spanish Fort: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Hoover: 65/100 · Spanish Fort: 87/100
Spanish Fort is 22 points higher.
Hoover: Lightning exposure derived from ingested climatology tiles.
Spanish Fort: Lightning exposure derived from ingested climatology tiles.
Tornado
Hoover: 4/100 · Spanish Fort: 8/100
Spanish Fort is 4 points higher.
Hoover: Tornado risk derived from NOAA SPC historical reports.
Spanish Fort: Tornado risk derived from NOAA SPC historical reports.
Hail
Hoover: 100/100 · Spanish Fort: 15/100
Hoover is 85 points higher.
Hoover: Hail risk derived from NOAA SPC historical reports.
Spanish Fort: Hail risk derived from NOAA SPC historical reports.
Storm surge
Hoover: Unavailable · Spanish Fort: 99/100
A score difference cannot be calculated without both sources.
Hoover: Storm surge model is not available for this location yet.
Spanish Fort: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Hoover: 65/100 · Spanish Fort: 68/100
Spanish Fort is 3 points higher.
Hoover: Wildfire exposure derived from ingested fire potential tiles.
Spanish Fort: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Hoover: 27/100 · Spanish Fort: 25/100
Hoover is 2 points higher.
Hoover: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Spanish Fort: Air quality signal derived from the latest EPA AirNow combined AQI grid.