City vs city
Institute vs St. Albans, WV
St. Albans currently scores 4 points higher overall than Institute, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Institute: 40/100 · St. Albans: 44/100
St. Albans is 4 points higher.
Flood
Institute: 72/100 · St. Albans: 83/100
St. Albans is 11 points higher.
Institute: FEMA NFHL flood zones: 7 features intersect this tile.
St. Albans: FEMA NFHL flood zones: 11 features intersect this tile.
Wind
Institute: 15/100 · St. Albans: 15/100
No gap.
Institute: Wind exposure derived from ingested design wind / climatology tiles.
St. Albans: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Institute: 34/100 · St. Albans: 36/100
St. Albans is 2 points higher.
Institute: Lightning exposure derived from ingested climatology tiles.
St. Albans: Lightning exposure derived from ingested climatology tiles.
Tornado
Institute: 8/100 · St. Albans: 8/100
No gap.
Institute: Tornado risk derived from NOAA SPC historical reports.
St. Albans: Tornado risk derived from NOAA SPC historical reports.
Hail
Institute: 58/100 · St. Albans: 54/100
Institute is 4 points higher.
Institute: Hail risk derived from NOAA SPC historical reports.
St. Albans: Hail risk derived from NOAA SPC historical reports.
Storm surge
Institute: Unavailable · St. Albans: Unavailable
A score difference cannot be calculated without both sources.
Institute: Storm surge model is not available for this location yet.
St. Albans: Storm surge model is not available for this location yet.
Wildfire
Institute: 48/100 · St. Albans: 63/100
St. Albans is 15 points higher.
Institute: Wildfire exposure derived from ingested fire potential tiles.
St. Albans: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Institute: 47/100 · St. Albans: 47/100
No gap.
Institute: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
St. Albans: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.