City vs city
Institute vs Morgantown, WV
Morgantown currently scores 2 points higher overall than Institute, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Institute: 40/100 · Morgantown: 42/100
Morgantown is 2 points higher.
Flood
Institute: 72/100 · Morgantown: 64/100
Institute is 8 points higher.
Institute: FEMA NFHL flood zones: 7 features intersect this tile.
Morgantown: FEMA NFHL flood zones: 11 features intersect this tile.
Wind
Institute: 15/100 · Morgantown: 18/100
Morgantown is 3 points higher.
Institute: Wind exposure derived from ingested design wind / climatology tiles.
Morgantown: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Institute: 34/100 · Morgantown: 25/100
Institute is 9 points higher.
Institute: Lightning exposure derived from ingested climatology tiles.
Morgantown: Lightning exposure derived from ingested climatology tiles.
Tornado
Institute: 8/100 · Morgantown: 8/100
No gap.
Institute: Tornado risk derived from NOAA SPC historical reports.
Morgantown: Tornado risk derived from NOAA SPC historical reports.
Hail
Institute: 58/100 · Morgantown: 85/100
Morgantown is 27 points higher.
Institute: Hail risk derived from NOAA SPC historical reports.
Morgantown: Hail risk derived from NOAA SPC historical reports.
Storm surge
Institute: Unavailable · Morgantown: Unavailable
A score difference cannot be calculated without both sources.
Institute: Storm surge model is not available for this location yet.
Morgantown: Storm surge model is not available for this location yet.
Wildfire
Institute: 48/100 · Morgantown: 55/100
Morgantown is 7 points higher.
Institute: Wildfire exposure derived from ingested fire potential tiles.
Morgantown: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Institute: 47/100 · Morgantown: 40/100
Institute is 7 points higher.
Institute: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Morgantown: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.