City vs city
Howard vs Town of Beloit, WI
Town of Beloit currently scores 9 points higher overall than Howard, with the largest gap in lightning.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Howard: 32/100 · Town of Beloit: 41/100
Town of Beloit is 9 points higher.
Flood
Howard: 70/100 · Town of Beloit: 50/100
Howard is 20 points higher.
Howard: FEMA NFHL flood zones: 13 features intersect this tile.
Town of Beloit: FEMA NFHL flood zones: 7 features intersect this tile.
Wind
Howard: 14/100 · Town of Beloit: 16/100
Town of Beloit is 2 points higher.
Howard: Wind exposure derived from ingested design wind / climatology tiles.
Town of Beloit: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Howard: 12/100 · Town of Beloit: 59/100
Town of Beloit is 47 points higher.
Howard: Lightning exposure derived from ingested climatology tiles.
Town of Beloit: Lightning exposure derived from ingested climatology tiles.
Tornado
Howard: 4/100 · Town of Beloit: 38/100
Town of Beloit is 34 points higher.
Howard: Tornado risk derived from NOAA SPC historical reports.
Town of Beloit: Tornado risk derived from NOAA SPC historical reports.
Hail
Howard: 79/100 · Town of Beloit: 63/100
Howard is 16 points higher.
Howard: Hail risk derived from NOAA SPC historical reports.
Town of Beloit: Hail risk derived from NOAA SPC historical reports.
Storm surge
Howard: Unavailable · Town of Beloit: Unavailable
A score difference cannot be calculated without both sources.
Howard: Storm surge model is not available for this location yet.
Town of Beloit: Storm surge model is not available for this location yet.
Wildfire
Howard: 30/100 · Town of Beloit: 36/100
Town of Beloit is 6 points higher.
Howard: Wildfire exposure derived from ingested fire potential tiles.
Town of Beloit: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Howard: 17/100 · Town of Beloit: 25/100
Town of Beloit is 8 points higher.
Howard: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Town of Beloit: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.