City vs city
Howard vs Madison, WI
Madison currently scores 11 points higher overall than Howard, with the largest gap in lightning.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Howard: 32/100 · Madison: 43/100
Madison is 11 points higher.
Flood
Howard: 70/100 · Madison: 84/100
Madison is 14 points higher.
Howard: FEMA NFHL flood zones: 13 features intersect this tile.
Madison: FEMA NFHL flood zones: 13 features intersect this tile.
Wind
Howard: 14/100 · Madison: 16/100
Madison is 2 points higher.
Howard: Wind exposure derived from ingested design wind / climatology tiles.
Madison: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Howard: 12/100 · Madison: 46/100
Madison is 34 points higher.
Howard: Lightning exposure derived from ingested climatology tiles.
Madison: Lightning exposure derived from ingested climatology tiles.
Tornado
Howard: 4/100 · Madison: 23/100
Madison is 19 points higher.
Howard: Tornado risk derived from NOAA SPC historical reports.
Madison: Tornado risk derived from NOAA SPC historical reports.
Hail
Howard: 79/100 · Madison: 100/100
Madison is 21 points higher.
Howard: Hail risk derived from NOAA SPC historical reports.
Madison: Hail risk derived from NOAA SPC historical reports.
Storm surge
Howard: Unavailable · Madison: Unavailable
A score difference cannot be calculated without both sources.
Howard: Storm surge model is not available for this location yet.
Madison: Storm surge model is not available for this location yet.
Wildfire
Howard: 30/100 · Madison: 14/100
Howard is 16 points higher.
Howard: Wildfire exposure derived from ingested fire potential tiles.
Madison: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Howard: 17/100 · Madison: 21/100
Madison is 4 points higher.
Howard: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Madison: Air quality signal derived from the latest EPA AirNow combined AQI grid.