City vs city
Modest Town vs Stafford, VA
Stafford currently scores 3 points higher overall than Modest Town, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Modest Town: 38/100 · Stafford: 41/100
Stafford is 3 points higher.
Flood
Modest Town: 37/100 · Stafford: 33/100
Modest Town is 4 points higher.
Modest Town: FEMA NFHL flood zones: 8 features intersect this tile.
Stafford: FEMA NFHL flood zones: 9 features intersect this tile.
Wind
Modest Town: 32/100 · Stafford: 20/100
Modest Town is 12 points higher.
Modest Town: Wind exposure derived from ingested design wind / climatology tiles.
Stafford: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Modest Town: 24/100 · Stafford: 44/100
Stafford is 20 points higher.
Modest Town: Lightning exposure derived from ingested climatology tiles.
Stafford: Lightning exposure derived from ingested climatology tiles.
Tornado
Modest Town: 0/100 · Stafford: 8/100
Stafford is 8 points higher.
Modest Town: Tornado risk derived from NOAA SPC historical reports.
Stafford: Tornado risk derived from NOAA SPC historical reports.
Hail
Modest Town: 6/100 · Stafford: 45/100
Stafford is 39 points higher.
Modest Town: Hail risk derived from NOAA SPC historical reports.
Stafford: Hail risk derived from NOAA SPC historical reports.
Storm surge
Modest Town: 98/100 · Stafford: 92/100
Modest Town is 6 points higher.
Modest Town: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Stafford: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Modest Town: 40/100 · Stafford: 48/100
Stafford is 8 points higher.
Modest Town: Wildfire exposure derived from ingested fire potential tiles.
Stafford: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Modest Town: 30/100 · Stafford: 41/100
Stafford is 11 points higher.
Modest Town: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Stafford: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.