City vs city
Modest Town vs Norfolk, VA
Norfolk currently scores 12 points higher overall than Modest Town, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Modest Town: 38/100 · Norfolk: 50/100
Norfolk is 12 points higher.
Flood
Modest Town: 37/100 · Norfolk: 46/100
Norfolk is 9 points higher.
Modest Town: FEMA NFHL flood zones: 8 features intersect this tile.
Norfolk: FEMA NFHL flood zones: 25 features intersect this tile.
Wind
Modest Town: 32/100 · Norfolk: 27/100
Modest Town is 5 points higher.
Modest Town: Wind exposure derived from ingested design wind / climatology tiles.
Norfolk: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Modest Town: 24/100 · Norfolk: 45/100
Norfolk is 21 points higher.
Modest Town: Lightning exposure derived from ingested climatology tiles.
Norfolk: Lightning exposure derived from ingested climatology tiles.
Tornado
Modest Town: 0/100 · Norfolk: 46/100
Norfolk is 46 points higher.
Modest Town: Tornado risk derived from NOAA SPC historical reports.
Norfolk: Tornado risk derived from NOAA SPC historical reports.
Hail
Modest Town: 6/100 · Norfolk: 100/100
Norfolk is 94 points higher.
Modest Town: Hail risk derived from NOAA SPC historical reports.
Norfolk: Hail risk derived from NOAA SPC historical reports.
Storm surge
Modest Town: 98/100 · Norfolk: 77/100
Modest Town is 21 points higher.
Modest Town: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Norfolk: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Modest Town: 40/100 · Norfolk: 34/100
Modest Town is 6 points higher.
Modest Town: Wildfire exposure derived from ingested fire potential tiles.
Norfolk: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Modest Town: 30/100 · Norfolk: 27/100
Modest Town is 3 points higher.
Modest Town: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Norfolk: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.