City vs city
Lake Monticello vs Stafford, VA
Stafford currently scores 9 points higher overall than Lake Monticello, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Lake Monticello: 32/100 · Stafford: 41/100
Stafford is 9 points higher.
Flood
Lake Monticello: 30/100 · Stafford: 33/100
Stafford is 3 points higher.
Lake Monticello: FEMA NFHL flood zones: 12 features intersect this tile.
Stafford: FEMA NFHL flood zones: 9 features intersect this tile.
Wind
Lake Monticello: 18/100 · Stafford: 20/100
Stafford is 2 points higher.
Lake Monticello: Wind exposure derived from ingested design wind / climatology tiles.
Stafford: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Lake Monticello: 34/100 · Stafford: 44/100
Stafford is 10 points higher.
Lake Monticello: Lightning exposure derived from ingested climatology tiles.
Stafford: Lightning exposure derived from ingested climatology tiles.
Tornado
Lake Monticello: 0/100 · Stafford: 8/100
Stafford is 8 points higher.
Lake Monticello: Tornado risk derived from NOAA SPC historical reports.
Stafford: Tornado risk derived from NOAA SPC historical reports.
Hail
Lake Monticello: 16/100 · Stafford: 45/100
Stafford is 29 points higher.
Lake Monticello: Hail risk derived from NOAA SPC historical reports.
Stafford: Hail risk derived from NOAA SPC historical reports.
Storm surge
Lake Monticello: Unavailable · Stafford: 92/100
A score difference cannot be calculated without both sources.
Lake Monticello: Storm surge model is not available for this location yet.
Stafford: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Lake Monticello: 58/100 · Stafford: 48/100
Lake Monticello is 10 points higher.
Lake Monticello: Wildfire exposure derived from ingested fire potential tiles.
Stafford: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Lake Monticello: 35/100 · Stafford: 41/100
Stafford is 6 points higher.
Lake Monticello: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Stafford: Air quality signal derived from the latest EPA AirNow combined AQI grid.