City vs city
Chesapeake vs Lake Monticello, VA
Chesapeake currently scores 3 points higher overall than Lake Monticello, with the largest gap in wind.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Chesapeake: 35/100 · Lake Monticello: 32/100
Chesapeake is 3 points higher.
Flood
Chesapeake: 26/100 · Lake Monticello: 30/100
Lake Monticello is 4 points higher.
Chesapeake: FEMA NFHL flood zones: 3 features intersect this tile.
Lake Monticello: FEMA NFHL flood zones: 12 features intersect this tile.
Wind
Chesapeake: 27/100 · Lake Monticello: 18/100
Chesapeake is 9 points higher.
Chesapeake: Wind exposure derived from ingested design wind / climatology tiles.
Lake Monticello: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Chesapeake: 42/100 · Lake Monticello: 34/100
Chesapeake is 8 points higher.
Chesapeake: Lightning exposure derived from ingested climatology tiles.
Lake Monticello: Lightning exposure derived from ingested climatology tiles.
Tornado
Chesapeake: 8/100 · Lake Monticello: 0/100
Chesapeake is 8 points higher.
Chesapeake: Tornado risk derived from NOAA SPC historical reports.
Lake Monticello: Tornado risk derived from NOAA SPC historical reports.
Hail
Chesapeake: 18/100 · Lake Monticello: 16/100
Chesapeake is 2 points higher.
Chesapeake: Hail risk derived from NOAA SPC historical reports.
Lake Monticello: Hail risk derived from NOAA SPC historical reports.
Storm surge
Chesapeake: 78/100 · Lake Monticello: Unavailable
A score difference cannot be calculated without both sources.
Chesapeake: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Lake Monticello: Storm surge model is not available for this location yet.
Wildfire
Chesapeake: 55/100 · Lake Monticello: 58/100
Lake Monticello is 3 points higher.
Chesapeake: Wildfire exposure derived from ingested fire potential tiles.
Lake Monticello: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Chesapeake: 26/100 · Lake Monticello: 35/100
Lake Monticello is 9 points higher.
Chesapeake: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Lake Monticello: Air quality signal derived from the latest EPA AirNow combined AQI grid.