City vs city
Charlottesville vs Twin Lakes, VA
Twin Lakes currently scores 7 points higher overall than Charlottesville, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Charlottesville: 37/100 · Twin Lakes: 44/100
Twin Lakes is 7 points higher.
Flood
Charlottesville: 29/100 · Twin Lakes: 30/100
Twin Lakes is 1 points higher.
Charlottesville: FEMA NFHL flood zones: 6 features intersect this tile.
Twin Lakes: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Charlottesville: 18/100 · Twin Lakes: 18/100
No gap.
Charlottesville: Wind exposure derived from ingested design wind / climatology tiles.
Twin Lakes: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Charlottesville: 32/100 · Twin Lakes: 29/100
Charlottesville is 3 points higher.
Charlottesville: Lightning exposure derived from ingested climatology tiles.
Twin Lakes: Lightning exposure derived from ingested climatology tiles.
Tornado
Charlottesville: 0/100 · Twin Lakes: 85/100
Twin Lakes is 85 points higher.
Charlottesville: Tornado risk derived from NOAA SPC historical reports.
Twin Lakes: Tornado risk derived from NOAA SPC historical reports.
Hail
Charlottesville: 47/100 · Twin Lakes: 52/100
Twin Lakes is 5 points higher.
Charlottesville: Hail risk derived from NOAA SPC historical reports.
Twin Lakes: Hail risk derived from NOAA SPC historical reports.
Storm surge
Charlottesville: Unavailable · Twin Lakes: Unavailable
A score difference cannot be calculated without both sources.
Charlottesville: Storm surge model is not available for this location yet.
Twin Lakes: Storm surge model is not available for this location yet.
Wildfire
Charlottesville: 60/100 · Twin Lakes: 59/100
Charlottesville is 1 points higher.
Charlottesville: Wildfire exposure derived from ingested fire potential tiles.
Twin Lakes: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Charlottesville: 35/100 · Twin Lakes: 36/100
Twin Lakes is 1 points higher.
Charlottesville: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Twin Lakes: Air quality signal derived from the latest EPA AirNow combined AQI grid.