City vs city
Charlottesville vs Stafford, VA
Stafford currently scores 4 points higher overall than Charlottesville, with the largest gap in lightning.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Charlottesville: 37/100 · Stafford: 41/100
Stafford is 4 points higher.
Flood
Charlottesville: 29/100 · Stafford: 33/100
Stafford is 4 points higher.
Charlottesville: FEMA NFHL flood zones: 6 features intersect this tile.
Stafford: FEMA NFHL flood zones: 9 features intersect this tile.
Wind
Charlottesville: 18/100 · Stafford: 20/100
Stafford is 2 points higher.
Charlottesville: Wind exposure derived from ingested design wind / climatology tiles.
Stafford: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Charlottesville: 32/100 · Stafford: 44/100
Stafford is 12 points higher.
Charlottesville: Lightning exposure derived from ingested climatology tiles.
Stafford: Lightning exposure derived from ingested climatology tiles.
Tornado
Charlottesville: 0/100 · Stafford: 8/100
Stafford is 8 points higher.
Charlottesville: Tornado risk derived from NOAA SPC historical reports.
Stafford: Tornado risk derived from NOAA SPC historical reports.
Hail
Charlottesville: 47/100 · Stafford: 45/100
Charlottesville is 2 points higher.
Charlottesville: Hail risk derived from NOAA SPC historical reports.
Stafford: Hail risk derived from NOAA SPC historical reports.
Storm surge
Charlottesville: Unavailable · Stafford: 92/100
A score difference cannot be calculated without both sources.
Charlottesville: Storm surge model is not available for this location yet.
Stafford: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Charlottesville: 60/100 · Stafford: 48/100
Charlottesville is 12 points higher.
Charlottesville: Wildfire exposure derived from ingested fire potential tiles.
Stafford: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Charlottesville: 35/100 · Stafford: 41/100
Stafford is 6 points higher.
Charlottesville: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Stafford: Air quality signal derived from the latest EPA AirNow combined AQI grid.