City vs city
Charlottesville vs Lake Monticello, VA
Charlottesville currently scores 5 points higher overall than Lake Monticello, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Charlottesville: 35/100 · Lake Monticello: 30/100
Charlottesville is 5 points higher.
Flood
Charlottesville: 29/100 · Lake Monticello: 30/100
Lake Monticello is 1 points higher.
Wind
Charlottesville: 18/100 · Lake Monticello: 18/100
No gap.
Lightning
Charlottesville: 32/100 · Lake Monticello: 34/100
Lake Monticello is 2 points higher.
Tornado
Charlottesville: 0/100 · Lake Monticello: 0/100
No gap.
Hail
Charlottesville: 48/100 · Lake Monticello: 16/100
Charlottesville is 32 points higher.
Storm surge
Charlottesville: 0/100 · Lake Monticello: 0/100
No gap.