Spencer vs Guild, TN

Guild currently scores 3 points higher overall than Spencer, with the largest gap in hail.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Spencer

33/100

Guild

36/100

Hazard breakdown

Overall

Spencer: 33/100 · Guild: 36/100

Guild is 3 points higher.

Flood

Spencer: 30/100 · Guild: 44/100

Guild is 14 points higher.

Wind

Spencer: 13/100 · Guild: 14/100

Guild is 1 points higher.

Lightning

Spencer: 45/100 · Guild: 52/100

Guild is 7 points higher.

Tornado

Spencer: 16/100 · Guild: 40/100

Guild is 24 points higher.

Hail

Spencer: 55/100 · Guild: 12/100

Spencer is 43 points higher.

Storm surge

Spencer: 0/100 · Guild: 0/100

No gap.

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