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City vs city
Spencer vs Chattanooga, TN
Chattanooga currently scores 14 points higher overall than Spencer, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Spencer: 33/100 · Chattanooga: 47/100
Chattanooga is 14 points higher.
Flood
Spencer: 30/100 · Chattanooga: 45/100
Chattanooga is 15 points higher.
Wind
Spencer: 13/100 · Chattanooga: 14/100
Chattanooga is 1 points higher.
Lightning
Spencer: 45/100 · Chattanooga: 52/100
Chattanooga is 7 points higher.
Tornado
Spencer: 16/100 · Chattanooga: 28/100
Chattanooga is 12 points higher.
Hail
Spencer: 55/100 · Chattanooga: 100/100
Chattanooga is 45 points higher.
Storm surge
Spencer: 0/100 · Chattanooga: 0/100
No gap.