City vs city
Germantown vs Lakeland, TN
Germantown currently scores 9 points higher overall than Lakeland, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Germantown: 41/100 · Lakeland: 32/100
Germantown is 9 points higher.
Flood
Germantown: 46/100 · Lakeland: 42/100
Germantown is 4 points higher.
Germantown: FEMA NFHL flood zones: 10 features intersect this tile.
Lakeland: FEMA NFHL flood zones: 6 features intersect this tile.
Wind
Germantown: 14/100 · Lakeland: 14/100
No gap.
Germantown: Wind exposure derived from ingested design wind / climatology tiles.
Lakeland: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Germantown: 61/100 · Lakeland: 61/100
No gap.
Germantown: Lightning exposure derived from ingested climatology tiles.
Lakeland: Lightning exposure derived from ingested climatology tiles.
Tornado
Germantown: 15/100 · Lakeland: 4/100
Germantown is 11 points higher.
Germantown: Tornado risk derived from NOAA SPC historical reports.
Lakeland: Tornado risk derived from NOAA SPC historical reports.
Hail
Germantown: 84/100 · Lakeland: 53/100
Germantown is 31 points higher.
Germantown: Hail risk derived from NOAA SPC historical reports.
Lakeland: Hail risk derived from NOAA SPC historical reports.
Storm surge
Germantown: Unavailable · Lakeland: Unavailable
A score difference cannot be calculated without both sources.
Germantown: Storm surge model is not available for this location yet.
Lakeland: Storm surge model is not available for this location yet.
Wildfire
Germantown: 39/100 · Lakeland: 23/100
Germantown is 16 points higher.
Germantown: Wildfire exposure derived from ingested fire potential tiles.
Lakeland: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Germantown: 26/100 · Lakeland: 26/100
No gap.
Germantown: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Lakeland: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.