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City vs city
Germantown vs Memphis, TN
Germantown currently scores 5 points higher overall than Memphis, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Germantown: 40/100 · Memphis: 35/100
Germantown is 5 points higher.
Flood
Germantown: 46/100 · Memphis: 37/100
Germantown is 9 points higher.
Wind
Germantown: 14/100 · Memphis: 14/100
No gap.
Lightning
Germantown: 61/100 · Memphis: 61/100
No gap.
Tornado
Germantown: 16/100 · Memphis: 8/100
Germantown is 8 points higher.
Hail
Germantown: 82/100 · Memphis: 65/100
Germantown is 17 points higher.
Storm surge
Germantown: 0/100 · Memphis: 0/100
No gap.