City vs city
Bells vs Memphis, TN
Memphis currently scores 3 points higher overall than Bells, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bells: 32/100 · Memphis: 35/100
Memphis is 3 points higher.
Flood
Bells: 44/100 · Memphis: 37/100
Bells is 7 points higher.
Bells: FEMA NFHL flood zones: 8 features intersect this tile.
Memphis: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Bells: 14/100 · Memphis: 14/100
No gap.
Bells: Wind exposure derived from ingested design wind / climatology tiles.
Memphis: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bells: 62/100 · Memphis: 61/100
Bells is 1 points higher.
Bells: Lightning exposure derived from ingested climatology tiles.
Memphis: Lightning exposure derived from ingested climatology tiles.
Tornado
Bells: 15/100 · Memphis: 8/100
Bells is 7 points higher.
Bells: Tornado risk derived from NOAA SPC historical reports.
Memphis: Tornado risk derived from NOAA SPC historical reports.
Hail
Bells: 25/100 · Memphis: 64/100
Memphis is 39 points higher.
Bells: Hail risk derived from NOAA SPC historical reports.
Memphis: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bells: Unavailable · Memphis: Unavailable
A score difference cannot be calculated without both sources.
Bells: Storm surge model is not available for this location yet.
Memphis: Storm surge model is not available for this location yet.
Wildfire
Bells: 40/100 · Memphis: 38/100
Bells is 2 points higher.
Bells: Wildfire exposure derived from ingested fire potential tiles.
Memphis: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Bells: 27/100 · Memphis: 26/100
Bells is 1 points higher.
Bells: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Memphis: Air quality signal derived from the latest EPA AirNow combined AQI grid.