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City vs city

Bells vs Guild, TN

Guild currently scores 6 points higher overall than Bells, with the largest gap in wildfire.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Bells: 32/100 · Guild: 38/100

Guild is 6 points higher.

Flood

Bells: 44/100 · Guild: 44/100

No gap.

Bells: FEMA NFHL flood zones: 8 features intersect this tile.

Guild: FEMA NFHL flood zones: 8 features intersect this tile.

Wind

Bells: 14/100 · Guild: 14/100

No gap.

Bells: Wind exposure derived from ingested design wind / climatology tiles.

Guild: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Bells: 62/100 · Guild: 52/100

Bells is 10 points higher.

Bells: Lightning exposure derived from ingested climatology tiles.

Guild: Lightning exposure derived from ingested climatology tiles.

Tornado

Bells: 15/100 · Guild: 38/100

Guild is 23 points higher.

Bells: Tornado risk derived from NOAA SPC historical reports.

Guild: Tornado risk derived from NOAA SPC historical reports.

Hail

Bells: 25/100 · Guild: 12/100

Bells is 13 points higher.

Bells: Hail risk derived from NOAA SPC historical reports.

Guild: Hail risk derived from NOAA SPC historical reports.

Storm surge

Bells: Unavailable · Guild: Unavailable

A score difference cannot be calculated without both sources.

Bells: Storm surge model is not available for this location yet.

Guild: Storm surge model is not available for this location yet.

Wildfire

Bells: 40/100 · Guild: 70/100

Guild is 30 points higher.

Bells: Wildfire exposure derived from ingested fire potential tiles.

Guild: Wildfire exposure derived from ingested fire potential tiles.

Current air quality

Bells: 27/100 · Guild: 36/100

Guild is 9 points higher.

Bells: Air quality signal derived from the latest EPA AirNow combined AQI grid.

Guild: Air quality signal derived from the latest EPA AirNow combined AQI grid.