City vs city
Spencer vs Tulsa, OK
Spencer currently scores 3 points higher overall than Tulsa, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Spencer: 54/100 · Tulsa: 51/100
Spencer is 3 points higher.
Flood
Spencer: 67/100 · Tulsa: 45/100
Spencer is 22 points higher.
Spencer: FEMA NFHL flood zones: 11 features intersect this tile.
Tulsa: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
Spencer: 17/100 · Tulsa: 17/100
No gap.
Spencer: Wind exposure derived from ingested design wind / climatology tiles.
Tulsa: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Spencer: 63/100 · Tulsa: 58/100
Spencer is 5 points higher.
Spencer: Lightning exposure derived from ingested climatology tiles.
Tulsa: Lightning exposure derived from ingested climatology tiles.
Tornado
Spencer: 73/100 · Tulsa: 69/100
Spencer is 4 points higher.
Spencer: Tornado risk derived from NOAA SPC historical reports.
Tulsa: Tornado risk derived from NOAA SPC historical reports.
Hail
Spencer: 100/100 · Tulsa: 100/100
No gap.
Spencer: Hail risk derived from NOAA SPC historical reports.
Tulsa: Hail risk derived from NOAA SPC historical reports.
Storm surge
Spencer: Unavailable · Tulsa: Unavailable
A score difference cannot be calculated without both sources.
Spencer: Storm surge model is not available for this location yet.
Tulsa: Storm surge model is not available for this location yet.
Wildfire
Spencer: 34/100 · Tulsa: 41/100
Tulsa is 7 points higher.
Spencer: Wildfire exposure derived from ingested fire potential tiles.
Tulsa: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Spencer: 27/100 · Tulsa: 28/100
Tulsa is 1 points higher.
Spencer: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Tulsa: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.