City vs city
Norman vs Spencer, OK
Spencer currently scores 5 points higher overall than Norman, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Norman: 49/100 · Spencer: 54/100
Spencer is 5 points higher.
Flood
Norman: 57/100 · Spencer: 67/100
Spencer is 10 points higher.
Norman: FEMA NFHL flood zones: 13 features intersect this tile.
Spencer: FEMA NFHL flood zones: 11 features intersect this tile.
Wind
Norman: 17/100 · Spencer: 17/100
No gap.
Norman: Wind exposure derived from ingested design wind / climatology tiles.
Spencer: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Norman: 61/100 · Spencer: 63/100
Spencer is 2 points higher.
Norman: Lightning exposure derived from ingested climatology tiles.
Spencer: Lightning exposure derived from ingested climatology tiles.
Tornado
Norman: 73/100 · Spencer: 73/100
No gap.
Norman: Tornado risk derived from NOAA SPC historical reports.
Spencer: Tornado risk derived from NOAA SPC historical reports.
Hail
Norman: 100/100 · Spencer: 100/100
No gap.
Norman: Hail risk derived from NOAA SPC historical reports.
Spencer: Hail risk derived from NOAA SPC historical reports.
Storm surge
Norman: Unavailable · Spencer: Unavailable
A score difference cannot be calculated without both sources.
Norman: Storm surge model is not available for this location yet.
Spencer: Storm surge model is not available for this location yet.
Wildfire
Norman: 11/100 · Spencer: 34/100
Spencer is 23 points higher.
Norman: Wildfire exposure derived from ingested fire potential tiles.
Spencer: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Norman: 27/100 · Spencer: 27/100
No gap.
Norman: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Spencer: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.