City vs city
Girard vs Hubbard, OH
Girard and Hubbard are tied on overall score, with the biggest factor difference in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Girard: 29/100 · Hubbard: 29/100
No gap.
Flood
Girard: 65/100 · Hubbard: 11/100
Girard is 54 points higher.
Girard: FEMA NFHL flood zones: 8 features intersect this tile.
Hubbard: FEMA NFHL flood zones: 3 features intersect this tile.
Wind
Girard: 18/100 · Hubbard: 18/100
No gap.
Girard: Wind exposure derived from ingested design wind / climatology tiles.
Hubbard: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Girard: 23/100 · Hubbard: 26/100
Hubbard is 3 points higher.
Girard: Lightning exposure derived from ingested climatology tiles.
Hubbard: Lightning exposure derived from ingested climatology tiles.
Tornado
Girard: 27/100 · Hubbard: 0/100
Girard is 27 points higher.
Girard: Tornado risk derived from NOAA SPC historical reports.
Hubbard: Tornado risk derived from NOAA SPC historical reports.
Hail
Girard: 21/100 · Hubbard: 52/100
Hubbard is 31 points higher.
Girard: Hail risk derived from NOAA SPC historical reports.
Hubbard: Hail risk derived from NOAA SPC historical reports.
Storm surge
Girard: Unavailable · Hubbard: Unavailable
A score difference cannot be calculated without both sources.
Girard: Storm surge model is not available for this location yet.
Hubbard: Storm surge model is not available for this location yet.
Wildfire
Girard: 16/100 · Hubbard: 35/100
Hubbard is 19 points higher.
Girard: Wildfire exposure derived from ingested fire potential tiles.
Hubbard: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Girard: 31/100 · Hubbard: 31/100
No gap.
Girard: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Hubbard: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.