City vs city
Girard vs Toledo, OH
Toledo currently scores 18 points higher overall than Girard, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Girard: 29/100 · Toledo: 47/100
Toledo is 18 points higher.
Flood
Girard: 65/100 · Toledo: 65/100
No gap.
Girard: FEMA NFHL flood zones: 8 features intersect this tile.
Toledo: FEMA NFHL flood zones: 13 features intersect this tile.
Wind
Girard: 18/100 · Toledo: 17/100
Girard is 1 points higher.
Girard: Wind exposure derived from ingested design wind / climatology tiles.
Toledo: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Girard: 23/100 · Toledo: 37/100
Toledo is 14 points higher.
Girard: Lightning exposure derived from ingested climatology tiles.
Toledo: Lightning exposure derived from ingested climatology tiles.
Tornado
Girard: 27/100 · Toledo: 46/100
Toledo is 19 points higher.
Girard: Tornado risk derived from NOAA SPC historical reports.
Toledo: Tornado risk derived from NOAA SPC historical reports.
Hail
Girard: 21/100 · Toledo: 100/100
Toledo is 79 points higher.
Girard: Hail risk derived from NOAA SPC historical reports.
Toledo: Hail risk derived from NOAA SPC historical reports.
Storm surge
Girard: Unavailable · Toledo: Unavailable
A score difference cannot be calculated without both sources.
Girard: Storm surge model is not available for this location yet.
Toledo: Storm surge model is not available for this location yet.
Wildfire
Girard: 16/100 · Toledo: 33/100
Toledo is 17 points higher.
Girard: Wildfire exposure derived from ingested fire potential tiles.
Toledo: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Girard: 31/100 · Toledo: 32/100
Toledo is 1 points higher.
Girard: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Toledo: Air quality signal derived from the latest EPA AirNow combined AQI grid.