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City vs city

Defiance vs Ottawa, OH

Defiance currently scores 2 points higher overall than Ottawa, with the largest gap in hail.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Defiance

34/100

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Ottawa

32/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Defiance: 34/100 · Ottawa: 32/100

Defiance is 2 points higher.

Flood

Defiance: 69/100 · Ottawa: 62/100

Defiance is 7 points higher.

Defiance: FEMA NFHL flood zones: 14 features intersect this tile.

Ottawa: FEMA NFHL flood zones: 10 features intersect this tile.

Wind

Defiance: 17/100 · Ottawa: 16/100

Defiance is 1 points higher.

Defiance: Wind exposure derived from ingested design wind / climatology tiles.

Ottawa: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Defiance: 38/100 · Ottawa: 50/100

Ottawa is 12 points higher.

Defiance: Lightning exposure derived from ingested climatology tiles.

Ottawa: Lightning exposure derived from ingested climatology tiles.

Tornado

Defiance: 15/100 · Ottawa: 4/100

Defiance is 11 points higher.

Defiance: Tornado risk derived from NOAA SPC historical reports.

Ottawa: Tornado risk derived from NOAA SPC historical reports.

Hail

Defiance: 58/100 · Ottawa: 44/100

Defiance is 14 points higher.

Defiance: Hail risk derived from NOAA SPC historical reports.

Ottawa: Hail risk derived from NOAA SPC historical reports.

Storm surge

Defiance: Unavailable · Ottawa: Unavailable

A score difference cannot be calculated without both sources.

Defiance: Storm surge model is not available for this location yet.

Ottawa: Storm surge model is not available for this location yet.

Wildfire

Defiance: 9/100 · Ottawa: 12/100

Ottawa is 3 points higher.

Defiance: Wildfire exposure derived from ingested fire potential tiles.

Ottawa: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Defiance: 34/100 · Ottawa: 34/100

No gap.

Defiance: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

Ottawa: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.