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City vs city

Defiance vs Toledo, OH

Toledo currently scores 13 points higher overall than Defiance, with the largest gap in hail.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Defiance

34/100

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Toledo

47/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Defiance: 34/100 · Toledo: 47/100

Toledo is 13 points higher.

Flood

Defiance: 69/100 · Toledo: 65/100

Defiance is 4 points higher.

Defiance: FEMA NFHL flood zones: 14 features intersect this tile.

Toledo: FEMA NFHL flood zones: 13 features intersect this tile.

Wind

Defiance: 17/100 · Toledo: 17/100

No gap.

Defiance: Wind exposure derived from ingested design wind / climatology tiles.

Toledo: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Defiance: 38/100 · Toledo: 37/100

Defiance is 1 points higher.

Defiance: Lightning exposure derived from ingested climatology tiles.

Toledo: Lightning exposure derived from ingested climatology tiles.

Tornado

Defiance: 15/100 · Toledo: 46/100

Toledo is 31 points higher.

Defiance: Tornado risk derived from NOAA SPC historical reports.

Toledo: Tornado risk derived from NOAA SPC historical reports.

Hail

Defiance: 58/100 · Toledo: 100/100

Toledo is 42 points higher.

Defiance: Hail risk derived from NOAA SPC historical reports.

Toledo: Hail risk derived from NOAA SPC historical reports.

Storm surge

Defiance: Unavailable · Toledo: Unavailable

A score difference cannot be calculated without both sources.

Defiance: Storm surge model is not available for this location yet.

Toledo: Storm surge model is not available for this location yet.

Wildfire

Defiance: 9/100 · Toledo: 33/100

Toledo is 24 points higher.

Defiance: Wildfire exposure derived from ingested fire potential tiles.

Toledo: Wildfire exposure derived from ingested fire potential tiles.

Current air quality

Defiance: 34/100 · Toledo: 32/100

Defiance is 2 points higher.

Defiance: Air quality signal derived from the latest EPA AirNow combined AQI grid.

Toledo: Air quality signal derived from the latest EPA AirNow combined AQI grid.