City vs city
Pearl River vs Valley Cottage, NY
Valley Cottage currently scores 12 points higher overall than Pearl River, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Pearl River: 35/100 · Valley Cottage: 47/100
Valley Cottage is 12 points higher.
Flood
Pearl River: 11/100 · Valley Cottage: 56/100
Valley Cottage is 45 points higher.
Pearl River: FEMA NFHL flood zones: 2 features intersect this tile.
Valley Cottage: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Pearl River: 22/100 · Valley Cottage: 22/100
No gap.
Pearl River: Wind exposure derived from ingested design wind / climatology tiles.
Valley Cottage: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Pearl River: 22/100 · Valley Cottage: 23/100
Valley Cottage is 1 points higher.
Pearl River: Lightning exposure derived from ingested climatology tiles.
Valley Cottage: Lightning exposure derived from ingested climatology tiles.
Tornado
Pearl River: 15/100 · Valley Cottage: 0/100
Pearl River is 15 points higher.
Pearl River: Tornado risk derived from NOAA SPC historical reports.
Valley Cottage: Tornado risk derived from NOAA SPC historical reports.
Hail
Pearl River: 78/100 · Valley Cottage: 37/100
Pearl River is 41 points higher.
Pearl River: Hail risk derived from NOAA SPC historical reports.
Valley Cottage: Hail risk derived from NOAA SPC historical reports.
Storm surge
Pearl River: Unavailable · Valley Cottage: 83/100
A score difference cannot be calculated without both sources.
Pearl River: Storm surge model is not available for this location yet.
Valley Cottage: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Pearl River: 67/100 · Valley Cottage: 79/100
Valley Cottage is 12 points higher.
Pearl River: Wildfire exposure derived from ingested fire potential tiles.
Valley Cottage: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Pearl River: 32/100 · Valley Cottage: 30/100
Pearl River is 2 points higher.
Pearl River: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Valley Cottage: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.