City vs city
Carmel vs Pearl River, NY
Carmel and Pearl River are tied on overall score, with the biggest factor difference in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Carmel: 35/100 · Pearl River: 35/100
No gap.
Flood
Carmel: 41/100 · Pearl River: 11/100
Carmel is 30 points higher.
Carmel: FEMA NFHL flood zones: 7 features intersect this tile.
Pearl River: FEMA NFHL flood zones: 2 features intersect this tile.
Wind
Carmel: 22/100 · Pearl River: 22/100
No gap.
Carmel: Wind exposure derived from ingested design wind / climatology tiles.
Pearl River: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Carmel: 20/100 · Pearl River: 22/100
Pearl River is 2 points higher.
Carmel: Lightning exposure derived from ingested climatology tiles.
Pearl River: Lightning exposure derived from ingested climatology tiles.
Tornado
Carmel: 31/100 · Pearl River: 15/100
Carmel is 16 points higher.
Carmel: Tornado risk derived from NOAA SPC historical reports.
Pearl River: Tornado risk derived from NOAA SPC historical reports.
Hail
Carmel: 30/100 · Pearl River: 78/100
Pearl River is 48 points higher.
Carmel: Hail risk derived from NOAA SPC historical reports.
Pearl River: Hail risk derived from NOAA SPC historical reports.
Storm surge
Carmel: Unavailable · Pearl River: Unavailable
A score difference cannot be calculated without both sources.
Carmel: Storm surge model is not available for this location yet.
Pearl River: Storm surge model is not available for this location yet.
Wildfire
Carmel: 72/100 · Pearl River: 67/100
Carmel is 5 points higher.
Carmel: Wildfire exposure derived from ingested fire potential tiles.
Pearl River: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Carmel: 29/100 · Pearl River: 32/100
Pearl River is 3 points higher.
Carmel: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Pearl River: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.