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City vs city

Captree vs City of Utica, NY

Captree currently scores 4 points higher overall than City of Utica, with the largest gap in hail.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Captree

41/100

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City of Utica

37/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Captree: 41/100 · City of Utica: 37/100

Captree is 4 points higher.

Flood

Captree: 98/100 · City of Utica: 39/100

Captree is 59 points higher.

Captree: FEMA NFHL flood zones: 14 features intersect this tile.

City of Utica: FEMA NFHL flood zones: 8 features intersect this tile.

Wind

Captree: 34/100 · City of Utica: 17/100

Captree is 17 points higher.

Captree: Wind exposure derived from ingested design wind / climatology tiles.

City of Utica: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Captree: 14/100 · City of Utica: 10/100

Captree is 4 points higher.

Captree: Lightning exposure derived from ingested climatology tiles.

City of Utica: Lightning exposure derived from ingested climatology tiles.

Tornado

Captree: 0/100 · City of Utica: 12/100

City of Utica is 12 points higher.

Captree: Tornado risk derived from NOAA SPC historical reports.

City of Utica: Tornado risk derived from NOAA SPC historical reports.

Hail

Captree: 6/100 · City of Utica: 100/100

City of Utica is 94 points higher.

Captree: Hail risk derived from NOAA SPC historical reports.

City of Utica: Hail risk derived from NOAA SPC historical reports.

Storm surge

Captree: 98/100 · City of Utica: Unavailable

A score difference cannot be calculated without both sources.

Captree: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.

City of Utica: Storm surge model is not available for this location yet.

Wildfire

Captree: 9/100 · City of Utica: 43/100

City of Utica is 34 points higher.

Captree: Wildfire exposure derived from ingested fire potential tiles.

City of Utica: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Captree: 29/100 · City of Utica: 35/100

City of Utica is 6 points higher.

Captree: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

City of Utica: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.