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City vs city

Captree vs Carmel, NY

Captree currently scores 6 points higher overall than Carmel, with the largest gap in wildfire.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Captree

41/100

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Carmel

35/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Captree: 41/100 · Carmel: 35/100

Captree is 6 points higher.

Flood

Captree: 98/100 · Carmel: 41/100

Captree is 57 points higher.

Captree: FEMA NFHL flood zones: 14 features intersect this tile.

Carmel: FEMA NFHL flood zones: 7 features intersect this tile.

Wind

Captree: 34/100 · Carmel: 22/100

Captree is 12 points higher.

Captree: Wind exposure derived from ingested design wind / climatology tiles.

Carmel: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Captree: 14/100 · Carmel: 20/100

Carmel is 6 points higher.

Captree: Lightning exposure derived from ingested climatology tiles.

Carmel: Lightning exposure derived from ingested climatology tiles.

Tornado

Captree: 0/100 · Carmel: 31/100

Carmel is 31 points higher.

Captree: Tornado risk derived from NOAA SPC historical reports.

Carmel: Tornado risk derived from NOAA SPC historical reports.

Hail

Captree: 6/100 · Carmel: 30/100

Carmel is 24 points higher.

Captree: Hail risk derived from NOAA SPC historical reports.

Carmel: Hail risk derived from NOAA SPC historical reports.

Storm surge

Captree: 98/100 · Carmel: Unavailable

A score difference cannot be calculated without both sources.

Captree: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.

Carmel: Storm surge model is not available for this location yet.

Wildfire

Captree: 9/100 · Carmel: 72/100

Carmel is 63 points higher.

Captree: Wildfire exposure derived from ingested fire potential tiles.

Carmel: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Captree: 29/100 · Carmel: 29/100

No gap.

Captree: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

Carmel: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.