City vs city
Bay Head vs Pine Lake Park, NJ
Bay Head currently scores 10 points higher overall than Pine Lake Park, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bay Head: 43/100 · Pine Lake Park: 33/100
Bay Head is 10 points higher.
Flood
Bay Head: 69/100 · Pine Lake Park: 20/100
Bay Head is 49 points higher.
Bay Head: FEMA NFHL flood zones: 13 features intersect this tile.
Pine Lake Park: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
Bay Head: 29/100 · Pine Lake Park: 26/100
Bay Head is 3 points higher.
Bay Head: Wind exposure derived from ingested design wind / climatology tiles.
Pine Lake Park: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bay Head: 16/100 · Pine Lake Park: 18/100
Pine Lake Park is 2 points higher.
Bay Head: Lightning exposure derived from ingested climatology tiles.
Pine Lake Park: Lightning exposure derived from ingested climatology tiles.
Tornado
Bay Head: 19/100 · Pine Lake Park: 0/100
Bay Head is 19 points higher.
Bay Head: Tornado risk derived from NOAA SPC historical reports.
Pine Lake Park: Tornado risk derived from NOAA SPC historical reports.
Hail
Bay Head: 12/100 · Pine Lake Park: 15/100
Pine Lake Park is 3 points higher.
Bay Head: Hail risk derived from NOAA SPC historical reports.
Pine Lake Park: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bay Head: 97/100 · Pine Lake Park: Unavailable
A score difference cannot be calculated without both sources.
Bay Head: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Pine Lake Park: Storm surge model is not available for this location yet.
Wildfire
Bay Head: 68/100 · Pine Lake Park: 77/100
Pine Lake Park is 9 points higher.
Bay Head: Wildfire exposure derived from ingested fire potential tiles.
Pine Lake Park: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Bay Head: 37/100 · Pine Lake Park: 40/100
Pine Lake Park is 3 points higher.
Bay Head: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Pine Lake Park: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.