City vs city
Bay Head vs Middle Township, NJ
Bay Head currently scores 2 points higher overall than Middle Township, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bay Head: 43/100 · Middle Township: 41/100
Bay Head is 2 points higher.
Flood
Bay Head: 69/100 · Middle Township: 45/100
Bay Head is 24 points higher.
Bay Head: FEMA NFHL flood zones: 13 features intersect this tile.
Middle Township: FEMA NFHL flood zones: 19 features intersect this tile.
Wind
Bay Head: 29/100 · Middle Township: 29/100
No gap.
Bay Head: Wind exposure derived from ingested design wind / climatology tiles.
Middle Township: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bay Head: 16/100 · Middle Township: 18/100
Middle Township is 2 points higher.
Bay Head: Lightning exposure derived from ingested climatology tiles.
Middle Township: Lightning exposure derived from ingested climatology tiles.
Tornado
Bay Head: 19/100 · Middle Township: 0/100
Bay Head is 19 points higher.
Bay Head: Tornado risk derived from NOAA SPC historical reports.
Middle Township: Tornado risk derived from NOAA SPC historical reports.
Hail
Bay Head: 12/100 · Middle Township: 11/100
Bay Head is 1 points higher.
Bay Head: Hail risk derived from NOAA SPC historical reports.
Middle Township: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bay Head: 97/100 · Middle Township: 98/100
Middle Township is 1 points higher.
Bay Head: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Middle Township: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Bay Head: 68/100 · Middle Township: 54/100
Bay Head is 14 points higher.
Bay Head: Wildfire exposure derived from ingested fire potential tiles.
Middle Township: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Bay Head: 37/100 · Middle Township: 32/100
Bay Head is 5 points higher.
Bay Head: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Middle Township: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.