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City vs city

Gardner vs Harwood, ND

Harwood currently scores 15 points higher overall than Gardner, with the largest gap in flood.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Gardner

32/100

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Harwood

47/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Gardner: 32/100 · Harwood: 47/100

Harwood is 15 points higher.

Flood

Gardner: 41/100 · Harwood: 100/100

Harwood is 59 points higher.

Gardner: FEMA NFHL flood zones: 15 features intersect this tile.

Harwood: FEMA NFHL flood zones: 19 features intersect this tile.

Wind

Gardner: 19/100 · Harwood: 19/100

No gap.

Gardner: Wind exposure derived from ingested design wind / climatology tiles.

Harwood: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Gardner: 27/100 · Harwood: 34/100

Harwood is 7 points higher.

Gardner: Lightning exposure derived from ingested climatology tiles.

Harwood: Lightning exposure derived from ingested climatology tiles.

Tornado

Gardner: 19/100 · Harwood: 15/100

Gardner is 4 points higher.

Gardner: Tornado risk derived from NOAA SPC historical reports.

Harwood: Tornado risk derived from NOAA SPC historical reports.

Hail

Gardner: 52/100 · Harwood: 100/100

Harwood is 48 points higher.

Gardner: Hail risk derived from NOAA SPC historical reports.

Harwood: Hail risk derived from NOAA SPC historical reports.

Storm surge

Gardner: Unavailable · Harwood: Unavailable

A score difference cannot be calculated without both sources.

Gardner: Storm surge model is not available for this location yet.

Harwood: Storm surge model is not available for this location yet.

Wildfire

Gardner: 28/100 · Harwood: 23/100

Gardner is 5 points higher.

Gardner: Wildfire exposure derived from ingested fire potential tiles.

Harwood: Wildfire exposure derived from ingested fire potential tiles.

Current air quality

Gardner: 37/100 · Harwood: 37/100

No gap.

Gardner: Air quality signal derived from the latest EPA AirNow combined AQI grid.

Harwood: Air quality signal derived from the latest EPA AirNow combined AQI grid.