City vs city
Bismarck vs Gardner, ND
Bismarck currently scores 6 points higher overall than Gardner, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bismarck: 38/100 · Gardner: 32/100
Bismarck is 6 points higher.
Flood
Bismarck: 44/100 · Gardner: 41/100
Bismarck is 3 points higher.
Bismarck: FEMA NFHL flood zones: 5 features intersect this tile.
Gardner: FEMA NFHL flood zones: 15 features intersect this tile.
Wind
Bismarck: 19/100 · Gardner: 19/100
No gap.
Bismarck: Wind exposure derived from ingested design wind / climatology tiles.
Gardner: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bismarck: 31/100 · Gardner: 27/100
Bismarck is 4 points higher.
Bismarck: Lightning exposure derived from ingested climatology tiles.
Gardner: Lightning exposure derived from ingested climatology tiles.
Tornado
Bismarck: 8/100 · Gardner: 19/100
Gardner is 11 points higher.
Bismarck: Tornado risk derived from NOAA SPC historical reports.
Gardner: Tornado risk derived from NOAA SPC historical reports.
Hail
Bismarck: 100/100 · Gardner: 52/100
Bismarck is 48 points higher.
Bismarck: Hail risk derived from NOAA SPC historical reports.
Gardner: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bismarck: Unavailable · Gardner: Unavailable
A score difference cannot be calculated without both sources.
Bismarck: Storm surge model is not available for this location yet.
Gardner: Storm surge model is not available for this location yet.
Wildfire
Bismarck: 35/100 · Gardner: 28/100
Bismarck is 7 points higher.
Bismarck: Wildfire exposure derived from ingested fire potential tiles.
Gardner: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Bismarck: 31/100 · Gardner: 37/100
Gardner is 6 points higher.
Bismarck: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Gardner: Air quality signal derived from the latest EPA AirNow combined AQI grid.