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City vs city
Stem vs Oxford, NC
Oxford currently scores 9 points higher overall than Stem, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Stem: 35/100 · Oxford: 44/100
Oxford is 9 points higher.
Flood
Stem: 37/100 · Oxford: 28/100
Stem is 9 points higher.
Wind
Stem: 21/100 · Oxford: 21/100
No gap.
Lightning
Stem: 52/100 · Oxford: 48/100
Stem is 4 points higher.
Tornado
Stem: 8/100 · Oxford: 32/100
Oxford is 24 points higher.
Hail
Stem: 41/100 · Oxford: 95/100
Oxford is 54 points higher.
Storm surge
Stem: 0/100 · Oxford: 0/100
No gap.