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City vs city
Stem vs Charlotte, NC
Charlotte currently scores 12 points higher overall than Stem, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Stem: 35/100 · Charlotte: 47/100
Charlotte is 12 points higher.
Flood
Stem: 37/100 · Charlotte: 34/100
Stem is 3 points higher.
Wind
Stem: 21/100 · Charlotte: 19/100
Stem is 2 points higher.
Lightning
Stem: 52/100 · Charlotte: 43/100
Stem is 9 points higher.
Tornado
Stem: 8/100 · Charlotte: 44/100
Charlotte is 36 points higher.
Hail
Stem: 41/100 · Charlotte: 100/100
Charlotte is 59 points higher.
Storm surge
Stem: 0/100 · Charlotte: 0/100
No gap.