City vs city
Holden Beach vs St. James, NC
Holden Beach currently scores 1 points higher overall than St. James, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Holden Beach: 45/100 · St. James: 44/100
Holden Beach is 1 points higher.
Flood
Holden Beach: 48/100 · St. James: 37/100
Holden Beach is 11 points higher.
Holden Beach: FEMA NFHL flood zones: 12 features intersect this tile.
St. James: FEMA NFHL flood zones: 9 features intersect this tile.
Wind
Holden Beach: 53/100 · St. James: 53/100
No gap.
Holden Beach: Wind exposure derived from ingested design wind / climatology tiles.
St. James: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Holden Beach: 50/100 · St. James: 45/100
Holden Beach is 5 points higher.
Holden Beach: Lightning exposure derived from ingested climatology tiles.
St. James: Lightning exposure derived from ingested climatology tiles.
Tornado
Holden Beach: 4/100 · St. James: 4/100
No gap.
Holden Beach: Tornado risk derived from NOAA SPC historical reports.
St. James: Tornado risk derived from NOAA SPC historical reports.
Hail
Holden Beach: 26/100 · St. James: 27/100
St. James is 1 points higher.
Holden Beach: Hail risk derived from NOAA SPC historical reports.
St. James: Hail risk derived from NOAA SPC historical reports.
Storm surge
Holden Beach: 99/100 · St. James: 99/100
No gap.
Holden Beach: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
St. James: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Holden Beach: 65/100 · St. James: 72/100
St. James is 7 points higher.
Holden Beach: Wildfire exposure derived from ingested fire potential tiles.
St. James: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Holden Beach: 18/100 · St. James: 17/100
Holden Beach is 1 points higher.
Holden Beach: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
St. James: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.