City vs city
Charlotte vs Holden Beach, NC
Holden Beach currently scores 5 points higher overall than Charlotte, with the largest gap in wind.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Charlotte: 40/100 · Holden Beach: 45/100
Holden Beach is 5 points higher.
Flood
Charlotte: 36/100 · Holden Beach: 48/100
Holden Beach is 12 points higher.
Charlotte: FEMA NFHL flood zones: 15 features intersect this tile.
Holden Beach: FEMA NFHL flood zones: 12 features intersect this tile.
Wind
Charlotte: 19/100 · Holden Beach: 53/100
Holden Beach is 34 points higher.
Charlotte: Wind exposure derived from ingested design wind / climatology tiles.
Holden Beach: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Charlotte: 45/100 · Holden Beach: 50/100
Holden Beach is 5 points higher.
Charlotte: Lightning exposure derived from ingested climatology tiles.
Holden Beach: Lightning exposure derived from ingested climatology tiles.
Tornado
Charlotte: 27/100 · Holden Beach: 4/100
Charlotte is 23 points higher.
Charlotte: Tornado risk derived from NOAA SPC historical reports.
Holden Beach: Tornado risk derived from NOAA SPC historical reports.
Hail
Charlotte: 37/100 · Holden Beach: 26/100
Charlotte is 11 points higher.
Charlotte: Hail risk derived from NOAA SPC historical reports.
Holden Beach: Hail risk derived from NOAA SPC historical reports.
Storm surge
Charlotte: Unavailable · Holden Beach: 99/100
A score difference cannot be calculated without both sources.
Charlotte: Storm surge model is not available for this location yet.
Holden Beach: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Charlotte: 72/100 · Holden Beach: 65/100
Charlotte is 7 points higher.
Charlotte: Wildfire exposure derived from ingested fire potential tiles.
Holden Beach: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Charlotte: 47/100 · Holden Beach: 18/100
Charlotte is 29 points higher.
Charlotte: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Holden Beach: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.