City vs city
Culbertson vs Reserve, MT
Culbertson currently scores 4 points higher overall than Reserve, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Culbertson: 25/100 · Reserve: 21/100
Culbertson is 4 points higher.
Flood
Culbertson: 27/100 · Reserve: 9/100
Culbertson is 18 points higher.
Culbertson: FEMA NFHL flood zones: 6 features intersect this tile.
Reserve: FEMA NFHL flood zones: 2 features intersect this tile.
Wind
Culbertson: 18/100 · Reserve: 18/100
No gap.
Culbertson: Wind exposure derived from ingested design wind / climatology tiles.
Reserve: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Culbertson: 22/100 · Reserve: 25/100
Reserve is 3 points higher.
Culbertson: Lightning exposure derived from ingested climatology tiles.
Reserve: Lightning exposure derived from ingested climatology tiles.
Tornado
Culbertson: 8/100 · Reserve: 0/100
Culbertson is 8 points higher.
Culbertson: Tornado risk derived from NOAA SPC historical reports.
Reserve: Tornado risk derived from NOAA SPC historical reports.
Hail
Culbertson: 41/100 · Reserve: 52/100
Reserve is 11 points higher.
Culbertson: Hail risk derived from NOAA SPC historical reports.
Reserve: Hail risk derived from NOAA SPC historical reports.
Storm surge
Culbertson: Unavailable · Reserve: Unavailable
A score difference cannot be calculated without both sources.
Culbertson: Storm surge model is not available for this location yet.
Reserve: Storm surge model is not available for this location yet.
Wildfire
Culbertson: 46/100 · Reserve: 10/100
Culbertson is 36 points higher.
Culbertson: Wildfire exposure derived from ingested fire potential tiles.
Reserve: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Culbertson: 16/100 · Reserve: 12/100
Culbertson is 4 points higher.
Culbertson: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Reserve: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.