City vs city
Culbertson vs Homestead, MT
Homestead currently scores 2 points higher overall than Culbertson, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Culbertson: 25/100 · Homestead: 27/100
Homestead is 2 points higher.
Flood
Culbertson: 27/100 · Homestead: 59/100
Homestead is 32 points higher.
Culbertson: FEMA NFHL flood zones: 6 features intersect this tile.
Homestead: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
Culbertson: 18/100 · Homestead: 18/100
No gap.
Culbertson: Wind exposure derived from ingested design wind / climatology tiles.
Homestead: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Culbertson: 22/100 · Homestead: 24/100
Homestead is 2 points higher.
Culbertson: Lightning exposure derived from ingested climatology tiles.
Homestead: Lightning exposure derived from ingested climatology tiles.
Tornado
Culbertson: 8/100 · Homestead: 0/100
Culbertson is 8 points higher.
Culbertson: Tornado risk derived from NOAA SPC historical reports.
Homestead: Tornado risk derived from NOAA SPC historical reports.
Hail
Culbertson: 41/100 · Homestead: 7/100
Culbertson is 34 points higher.
Culbertson: Hail risk derived from NOAA SPC historical reports.
Homestead: Hail risk derived from NOAA SPC historical reports.
Storm surge
Culbertson: Unavailable · Homestead: Unavailable
A score difference cannot be calculated without both sources.
Culbertson: Storm surge model is not available for this location yet.
Homestead: Storm surge model is not available for this location yet.
Wildfire
Culbertson: 46/100 · Homestead: 38/100
Culbertson is 8 points higher.
Culbertson: Wildfire exposure derived from ingested fire potential tiles.
Homestead: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Culbertson: 16/100 · Homestead: 13/100
Culbertson is 3 points higher.
Culbertson: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Homestead: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.