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City vs city
Spickard vs St. Louis, MO
St. Louis currently scores 4 points higher overall than Spickard, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Spickard: 33/100 · St. Louis: 37/100
St. Louis is 4 points higher.
Flood
Spickard: 40/100 · St. Louis: 32/100
Spickard is 8 points higher.
Wind
Spickard: 18/100 · St. Louis: 16/100
Spickard is 2 points higher.
Lightning
Spickard: 65/100 · St. Louis: 39/100
Spickard is 26 points higher.
Tornado
Spickard: 4/100 · St. Louis: 16/100
St. Louis is 12 points higher.
Hail
Spickard: 48/100 · St. Louis: 100/100
St. Louis is 52 points higher.
Storm surge
Spickard: 0/100 · St. Louis: 0/100
No gap.