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City vs city
Spickard vs Independence, MO
Independence currently scores 14 points higher overall than Spickard, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Spickard: 33/100 · Independence: 47/100
Independence is 14 points higher.
Flood
Spickard: 40/100 · Independence: 50/100
Independence is 10 points higher.
Wind
Spickard: 18/100 · Independence: 18/100
No gap.
Lightning
Spickard: 65/100 · Independence: 75/100
Independence is 10 points higher.
Tornado
Spickard: 4/100 · Independence: 16/100
Independence is 12 points higher.
Hail
Spickard: 48/100 · Independence: 100/100
Independence is 52 points higher.
Storm surge
Spickard: 0/100 · Independence: 0/100
No gap.