City vs city
Osage Beach vs St. Louis, MO
Osage Beach currently scores 5 points higher overall than St. Louis, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Osage Beach: 43/100 · St. Louis: 38/100
Osage Beach is 5 points higher.
Flood
Osage Beach: 66/100 · St. Louis: 32/100
Osage Beach is 34 points higher.
Osage Beach: FEMA NFHL flood zones: 8 features intersect this tile.
St. Louis: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Osage Beach: 17/100 · St. Louis: 16/100
Osage Beach is 1 points higher.
Osage Beach: Wind exposure derived from ingested design wind / climatology tiles.
St. Louis: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Osage Beach: 50/100 · St. Louis: 39/100
Osage Beach is 11 points higher.
Osage Beach: Lightning exposure derived from ingested climatology tiles.
St. Louis: Lightning exposure derived from ingested climatology tiles.
Tornado
Osage Beach: 15/100 · St. Louis: 15/100
No gap.
Osage Beach: Tornado risk derived from NOAA SPC historical reports.
St. Louis: Tornado risk derived from NOAA SPC historical reports.
Hail
Osage Beach: 100/100 · St. Louis: 100/100
No gap.
Osage Beach: Hail risk derived from NOAA SPC historical reports.
St. Louis: Hail risk derived from NOAA SPC historical reports.
Storm surge
Osage Beach: Unavailable · St. Louis: Unavailable
A score difference cannot be calculated without both sources.
Osage Beach: Storm surge model is not available for this location yet.
St. Louis: Storm surge model is not available for this location yet.
Wildfire
Osage Beach: 39/100 · St. Louis: 38/100
Osage Beach is 1 points higher.
Osage Beach: Wildfire exposure derived from ingested fire potential tiles.
St. Louis: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Osage Beach: 14/100 · St. Louis: 27/100
St. Louis is 13 points higher.
Osage Beach: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
St. Louis: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.