City vs city
Independence vs Osage Beach, MO
Independence currently scores 5 points higher overall than Osage Beach, with the largest gap in lightning.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Independence: 48/100 · Osage Beach: 43/100
Independence is 5 points higher.
Flood
Independence: 50/100 · Osage Beach: 66/100
Osage Beach is 16 points higher.
Independence: FEMA NFHL flood zones: 11 features intersect this tile.
Osage Beach: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Independence: 18/100 · Osage Beach: 17/100
Independence is 1 points higher.
Independence: Wind exposure derived from ingested design wind / climatology tiles.
Osage Beach: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Independence: 75/100 · Osage Beach: 50/100
Independence is 25 points higher.
Independence: Lightning exposure derived from ingested climatology tiles.
Osage Beach: Lightning exposure derived from ingested climatology tiles.
Tornado
Independence: 23/100 · Osage Beach: 15/100
Independence is 8 points higher.
Independence: Tornado risk derived from NOAA SPC historical reports.
Osage Beach: Tornado risk derived from NOAA SPC historical reports.
Hail
Independence: 100/100 · Osage Beach: 100/100
No gap.
Independence: Hail risk derived from NOAA SPC historical reports.
Osage Beach: Hail risk derived from NOAA SPC historical reports.
Storm surge
Independence: Unavailable · Osage Beach: Unavailable
A score difference cannot be calculated without both sources.
Independence: Storm surge model is not available for this location yet.
Osage Beach: Storm surge model is not available for this location yet.
Wildfire
Independence: 50/100 · Osage Beach: 39/100
Independence is 11 points higher.
Independence: Wildfire exposure derived from ingested fire potential tiles.
Osage Beach: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Independence: 22/100 · Osage Beach: 14/100
Independence is 8 points higher.
Independence: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Osage Beach: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.