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City vs city

Hardin vs St. Louis, MO

Hardin currently scores 3 points higher overall than St. Louis, with the largest gap in flood.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Hardin

41/100

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St. Louis

38/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Hardin: 41/100 · St. Louis: 38/100

Hardin is 3 points higher.

Flood

Hardin: 100/100 · St. Louis: 32/100

Hardin is 68 points higher.

Hardin: FEMA NFHL flood zones: 13 features intersect this tile.

St. Louis: FEMA NFHL flood zones: 4 features intersect this tile.

Wind

Hardin: 18/100 · St. Louis: 16/100

Hardin is 2 points higher.

Hardin: Wind exposure derived from ingested design wind / climatology tiles.

St. Louis: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Hardin: 65/100 · St. Louis: 39/100

Hardin is 26 points higher.

Hardin: Lightning exposure derived from ingested climatology tiles.

St. Louis: Lightning exposure derived from ingested climatology tiles.

Tornado

Hardin: 23/100 · St. Louis: 15/100

Hardin is 8 points higher.

Hardin: Tornado risk derived from NOAA SPC historical reports.

St. Louis: Tornado risk derived from NOAA SPC historical reports.

Hail

Hardin: 44/100 · St. Louis: 100/100

St. Louis is 56 points higher.

Hardin: Hail risk derived from NOAA SPC historical reports.

St. Louis: Hail risk derived from NOAA SPC historical reports.

Storm surge

Hardin: Unavailable · St. Louis: Unavailable

A score difference cannot be calculated without both sources.

Hardin: Storm surge model is not available for this location yet.

St. Louis: Storm surge model is not available for this location yet.

Wildfire

Hardin: 10/100 · St. Louis: 38/100

St. Louis is 28 points higher.

Hardin: Wildfire exposure derived from ingested fire potential tiles.

St. Louis: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Hardin: 26/100 · St. Louis: 27/100

St. Louis is 1 points higher.

Hardin: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

St. Louis: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.