City vs city
Hardin vs Independence, MO
Independence currently scores 7 points higher overall than Hardin, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Hardin: 41/100 · Independence: 48/100
Independence is 7 points higher.
Flood
Hardin: 100/100 · Independence: 50/100
Hardin is 50 points higher.
Hardin: FEMA NFHL flood zones: 13 features intersect this tile.
Independence: FEMA NFHL flood zones: 11 features intersect this tile.
Wind
Hardin: 18/100 · Independence: 18/100
No gap.
Hardin: Wind exposure derived from ingested design wind / climatology tiles.
Independence: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Hardin: 65/100 · Independence: 75/100
Independence is 10 points higher.
Hardin: Lightning exposure derived from ingested climatology tiles.
Independence: Lightning exposure derived from ingested climatology tiles.
Tornado
Hardin: 23/100 · Independence: 23/100
No gap.
Hardin: Tornado risk derived from NOAA SPC historical reports.
Independence: Tornado risk derived from NOAA SPC historical reports.
Hail
Hardin: 44/100 · Independence: 100/100
Independence is 56 points higher.
Hardin: Hail risk derived from NOAA SPC historical reports.
Independence: Hail risk derived from NOAA SPC historical reports.
Storm surge
Hardin: Unavailable · Independence: Unavailable
A score difference cannot be calculated without both sources.
Hardin: Storm surge model is not available for this location yet.
Independence: Storm surge model is not available for this location yet.
Wildfire
Hardin: 10/100 · Independence: 50/100
Independence is 40 points higher.
Hardin: Wildfire exposure derived from ingested fire potential tiles.
Independence: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Hardin: 26/100 · Independence: 22/100
Hardin is 4 points higher.
Hardin: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Independence: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.