City vs city
Bella Villa vs Saint Clair, MO
Bella Villa and Saint Clair are tied on overall score, with the biggest factor difference in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bella Villa: 40/100 · Saint Clair: 40/100
No gap.
Flood
Bella Villa: 33/100 · Saint Clair: 51/100
Saint Clair is 18 points higher.
Bella Villa: FEMA NFHL flood zones: 7 features intersect this tile.
Saint Clair: FEMA NFHL flood zones: 10 features intersect this tile.
Wind
Bella Villa: 16/100 · Saint Clair: 16/100
No gap.
Bella Villa: Wind exposure derived from ingested design wind / climatology tiles.
Saint Clair: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bella Villa: 39/100 · Saint Clair: 52/100
Saint Clair is 13 points higher.
Bella Villa: Lightning exposure derived from ingested climatology tiles.
Saint Clair: Lightning exposure derived from ingested climatology tiles.
Tornado
Bella Villa: 23/100 · Saint Clair: 12/100
Bella Villa is 11 points higher.
Bella Villa: Tornado risk derived from NOAA SPC historical reports.
Saint Clair: Tornado risk derived from NOAA SPC historical reports.
Hail
Bella Villa: 100/100 · Saint Clair: 84/100
Bella Villa is 16 points higher.
Bella Villa: Hail risk derived from NOAA SPC historical reports.
Saint Clair: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bella Villa: Unavailable · Saint Clair: Unavailable
A score difference cannot be calculated without both sources.
Bella Villa: Storm surge model is not available for this location yet.
Saint Clair: Storm surge model is not available for this location yet.
Wildfire
Bella Villa: 42/100 · Saint Clair: 41/100
Bella Villa is 1 points higher.
Bella Villa: Wildfire exposure derived from ingested fire potential tiles.
Saint Clair: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Bella Villa: 27/100 · Saint Clair: 27/100
No gap.
Bella Villa: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Saint Clair: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.