City vs city
Bella Villa vs Independence, MO
Independence currently scores 8 points higher overall than Bella Villa, with the largest gap in lightning.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bella Villa: 40/100 · Independence: 48/100
Independence is 8 points higher.
Flood
Bella Villa: 33/100 · Independence: 50/100
Independence is 17 points higher.
Bella Villa: FEMA NFHL flood zones: 7 features intersect this tile.
Independence: FEMA NFHL flood zones: 11 features intersect this tile.
Wind
Bella Villa: 16/100 · Independence: 18/100
Independence is 2 points higher.
Bella Villa: Wind exposure derived from ingested design wind / climatology tiles.
Independence: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bella Villa: 39/100 · Independence: 75/100
Independence is 36 points higher.
Bella Villa: Lightning exposure derived from ingested climatology tiles.
Independence: Lightning exposure derived from ingested climatology tiles.
Tornado
Bella Villa: 23/100 · Independence: 23/100
No gap.
Bella Villa: Tornado risk derived from NOAA SPC historical reports.
Independence: Tornado risk derived from NOAA SPC historical reports.
Hail
Bella Villa: 100/100 · Independence: 100/100
No gap.
Bella Villa: Hail risk derived from NOAA SPC historical reports.
Independence: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bella Villa: Unavailable · Independence: Unavailable
A score difference cannot be calculated without both sources.
Bella Villa: Storm surge model is not available for this location yet.
Independence: Storm surge model is not available for this location yet.
Wildfire
Bella Villa: 42/100 · Independence: 50/100
Independence is 8 points higher.
Bella Villa: Wildfire exposure derived from ingested fire potential tiles.
Independence: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Bella Villa: 27/100 · Independence: 22/100
Bella Villa is 5 points higher.
Bella Villa: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Independence: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.