City vs city
White Bear Lake vs Willernie, MN
White Bear Lake currently scores 4 points higher overall than Willernie, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
White Bear Lake: 43/100 · Willernie: 39/100
White Bear Lake is 4 points higher.
Flood
White Bear Lake: 37/100 · Willernie: 44/100
Willernie is 7 points higher.
White Bear Lake: FEMA NFHL flood zones: 4 features intersect this tile.
Willernie: FEMA NFHL flood zones: 6 features intersect this tile.
Wind
White Bear Lake: 17/100 · Willernie: 17/100
No gap.
White Bear Lake: Wind exposure derived from ingested design wind / climatology tiles.
Willernie: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
White Bear Lake: 28/100 · Willernie: 28/100
No gap.
White Bear Lake: Lightning exposure derived from ingested climatology tiles.
Willernie: Lightning exposure derived from ingested climatology tiles.
Tornado
White Bear Lake: 0/100 · Willernie: 8/100
Willernie is 8 points higher.
White Bear Lake: Tornado risk derived from NOAA SPC historical reports.
Willernie: Tornado risk derived from NOAA SPC historical reports.
Hail
White Bear Lake: 100/100 · Willernie: 100/100
No gap.
White Bear Lake: Hail risk derived from NOAA SPC historical reports.
Willernie: Hail risk derived from NOAA SPC historical reports.
Storm surge
White Bear Lake: Unavailable · Willernie: Unavailable
A score difference cannot be calculated without both sources.
White Bear Lake: Storm surge model is not available for this location yet.
Willernie: Storm surge model is not available for this location yet.
Wildfire
White Bear Lake: 50/100 · Willernie: 47/100
White Bear Lake is 3 points higher.
White Bear Lake: Wildfire exposure derived from ingested fire potential tiles.
Willernie: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
White Bear Lake: 26/100 · Willernie: 26/100
No gap.
White Bear Lake: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Willernie: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.